Choosing a Primary Care Physician (PCP) for UnitedHealthcare HMO and PPO Plan


October 23, 2017

Member-selected PCP assignments are a critical component of every member enrollment completed for both the HMO and PPO plans. It helps to close the gap between provider and membership.

Lack of a valid member selected PCP leads to:

Some plans require the member to have a designated Primary Care Physician (PCP) and it will be noted on their member ID card.

If the enrollment application contains Name and ID fields for a PCP, then a PCP is required and both fields must be populated.

Otherwise, if there is not a PCP field on the enrollment application, then a PCP does not need to be assigned.

What are the requirements for an accurate PCP Assignment?

The name and ID fields on the enrollment application must be populated exactly as the information appears in the online Provider directory. If the provider of choice does not show an ID number, this reflects a termination and an alternate PCP should be chosen to avoid an auto-assignment.

What are the consequences if an incorrect/invalid PCP is populated on the enrollment application?

Auto assignment of a PCP has the potential to:

  • Cause member dissatisfaction
  • Lower Star Rating for the plan
  • Delay member access to service due to inaccurate PCP assignment
  • Lead to negative auto assignment for the writing agent

Rule of Thumb: If the application contains a section for PCP information, then this information must be populated on the enrollment forms.

As always, we thank you for your support and cooperation. For questions or comments, please email us at or you may call the toll-free number listed below.


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